What does it mean to live? If you want the answer, you're going to have to risk death. Izumi Yugai was a young man who simply did not care enough about anything, someone who shut down his emotions to roll with the punches and survive. He denied himself so much, just to make things easier. Until the day of an unfortunate accident. Death came early... luckily there was still a way out. To put his life on loan, with the debt to be paid in battle and blood. A contract signed with a magical being opened up a whole new world of danger and magic. Magic, which for him required a mix of martial arts and a game-like feature, scaled off his Charisma. Something he clearly did not have. So, as an additional remedy, he joined a Host Club. A place that dazzles women with the most charming of men. If he wants to live, he must fight in one world and rule the hearts of another. This is a story of what it means to be alive. Of those who struggle to decide their destiny.